:root{--bg:#07131d;--bg2:#0b1d2a;--card:#102735;--card2:#0d2230;--text:#f5fbff;--muted:#a9c0cf;--line:#254150;--accent:#63e6be;--accent2:#78c6ff;--warn:#ffd166;--danger:#ff8b8b;--white:#fff;--shadow:0 24px 70px rgba(0,0,0,.24);--radius:24px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:radial-gradient(circle at 15% 0%,#113049 0,transparent 32%),linear-gradient(180deg,var(--bg),#061019 60%,#07131d);color:var(--text);font-family:Tahoma,"Segoe UI",Arial,sans-serif;line-height:1.75;font-size:17px}a{color:inherit}img,svg{max-width:100%}.wrap{width:min(1180px,calc(100% - 32px));margin:auto}.site-header{position:sticky;top:0;z-index:30;background:rgba(7,19,29,.88);backdrop-filter:blur(18px);border-bottom:1px solid rgba(255,255,255,.08)}.nav{display:flex;align-items:center;justify-content:space-between;gap:24px;min-height:72px}.brand{display:flex;align-items:center;gap:11px;text-decoration:none;font-weight:800;letter-spacing:.2px}.brand-mark{width:38px;height:38px;border-radius:12px;background:linear-gradient(135deg,var(--accent),var(--accent2));display:grid;place-items:center;color:#062131;box-shadow:0 8px 30px rgba(99,230,190,.25)}.nav-links{display:flex;gap:18px;align-items:center;flex-wrap:wrap}.nav-links a{text-decoration:none;color:#d9e8ef;font-size:15px}.nav-links a:hover{color:var(--accent)}.menu-btn{display:none;background:transparent;border:1px solid var(--line);color:var(--text);border-radius:12px;padding:9px 12px;font-size:20px}.hero{padding:78px 0 36px}.hero-grid{display:grid;grid-template-columns:1.08fr .92fr;gap:52px;align-items:center}.eyebrow{display:inline-flex;gap:8px;align-items:center;padding:7px 12px;border:1px solid rgba(99,230,190,.28);background:rgba(99,230,190,.08);color:#aef3dc;border-radius:999px;font-size:14px;font-weight:700}.hero h1{font-size:clamp(40px,5.2vw,68px);line-height:1.12;margin:18px 0 18px;letter-spacing:-1.5px}.lead{font-size:21px;color:#c4d6df;max-width:760px}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}.btn{border:0;border-radius:14px;padding:13px 20px;font-weight:800;font-size:16px;cursor:pointer;text-decoration:none;display:inline-flex;align-items:center;justify-content:center;gap:8px}.btn-primary{background:linear-gradient(135deg,var(--accent),#89f0cf);color:#06231b}.btn-secondary{background:#0f2533;color:#e7f5fb;border:1px solid var(--line)}.hero-stat{background:linear-gradient(145deg,rgba(120,198,255,.12),rgba(99,230,190,.08));border:1px solid rgba(120,198,255,.2);border-radius:28px;padding:28px;box-shadow:var(--shadow)}.hero-stat .rate{font-size:48px;font-weight:900;line-height:1}.hero-stat small{color:var(--muted)}.rate-row{padding:18px 0;border-bottom:1px solid rgba(255,255,255,.08)}.rate-row:last-child{border-bottom:0}.section{padding:54px 0}.section h2{font-size:clamp(30px,4vw,46px);line-height:1.2;margin:0 0 12px}.section-intro{color:var(--muted);max-width:780px;margin:0 0 28px}.card{background:linear-gradient(180deg,rgba(16,39,53,.96),rgba(10,30,42,.96));border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow)}.calculator{padding:28px}.calc-head{display:flex;justify-content:space-between;gap:18px;align-items:flex-start;margin-bottom:24px}.calc-head h2{font-size:32px;margin:0}.badge-live{font-size:13px;border-radius:999px;padding:6px 10px;background:rgba(99,230,190,.1);color:#a7f0da;border:1px solid rgba(99,230,190,.25);white-space:nowrap}.tabs{display:grid;grid-template-columns:repeat(3,1fr);gap:8px;background:#081b27;border-radius:16px;padding:7px;margin-bottom:24px}.tab{border:0;background:transparent;color:#abc0cc;padding:12px;border-radius:11px;cursor:pointer;font-weight:700;font-size:15px}.tab.active{background:#173746;color:#fff;box-shadow:inset 0 0 0 1px rgba(255,255,255,.07)}.form-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px}.field{display:flex;flex-direction:column;gap:7px}.field.full{grid-column:1/-1}.field label{font-size:14px;color:#d7e5ec;font-weight:700}.field small{color:#86a0ad;font-size:12px}.input,.select{width:100%;background:#081a25;border:1px solid #294754;color:#fff;border-radius:13px;padding:13px 14px;font-size:16px;outline:none}.input:focus,.select:focus{border-color:var(--accent);box-shadow:0 0 0 3px rgba(99,230,190,.09)}.split{display:grid;grid-template-columns:1fr 1fr;gap:12px}.custom-block,.dubai-block,.public-block{display:none}.mode-public .public-block,.mode-dubai .dubai-block,.mode-custom .custom-block{display:block}.notice{border:1px solid rgba(255,209,102,.25);background:rgba(255,209,102,.07);border-radius:14px;padding:12px 14px;color:#f1d88f;font-size:14px;margin:16px 0}.notice.hidden{display:none}.calc-actions{display:flex;gap:10px;margin-top:22px;flex-wrap:wrap}.results{margin-top:25px;display:grid;grid-template-columns:repeat(4,1fr);gap:12px}.metric{background:#071a25;border:1px solid #1f3a49;border-radius:17px;padding:17px}.metric .k{font-size:13px;color:#93aab6}.metric .v{font-size:27px;font-weight:900;margin-top:3px}.metric .s{font-size:12px;color:#7f9ba8}.result-summary{margin-top:14px;background:rgba(120,198,255,.06);border:1px solid rgba(120,198,255,.18);border-radius:16px;padding:17px;color:#cfe6f2}.compare-box{margin-top:16px;padding:18px;border:1px dashed #315568;border-radius:16px}.mini-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.info-card{padding:23px}.info-card h3{margin:5px 0 8px;font-size:21px}.info-card p{margin:0;color:#a9c0cf}.icon{font-size:26px}.source-strip{display:flex;gap:12px;flex-wrap:wrap;margin-top:17px}.source-strip a{font-size:13px;color:#b9d9e8;text-decoration:none;background:#091e2b;border:1px solid #23404f;border-radius:999px;padding:7px 10px}.content-card{padding:30px}.content-card h2,.content-card h3{line-height:1.3}.content-card p,.content-card li{color:#c6d7df}.content-card strong{color:#fff}.guide-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.guide{padding:22px;text-decoration:none;transition:.2s transform,.2s border-color}.guide:hover{transform:translateY(-3px);border-color:#3f6a7d}.guide h3{margin:8px 0}.guide p{margin:0;color:#a6bdc8}.guide .arrow{color:var(--accent);font-weight:900}.faq{display:grid;gap:10px}.faq details{background:#0c2230;border:1px solid #223f4e;border-radius:15px;padding:4px 17px}.faq summary{cursor:pointer;font-weight:800;padding:13px 0}.faq p{color:#acc2cd}.page-hero{padding:58px 0 24px}.page-hero h1{font-size:clamp(36px,5vw,58px);line-height:1.18;margin:10px 0}.breadcrumbs{font-size:13px;color:#7f9eac}.breadcrumbs a{color:#a9c8d5;text-decoration:none}.article{max-width:900px}.article h2{font-size:30px;margin-top:38px}.article h3{font-size:23px;margin-top:26px}.article p,.article li{color:#c3d5de}.article .callout{padding:18px 20px;border-right:4px solid var(--accent);background:rgba(99,230,190,.07);border-radius:12px;margin:24px 0}.table-wrap{overflow:auto}.table{width:100%;border-collapse:collapse;margin:18px 0}.table th,.table td{padding:12px;border-bottom:1px solid #25414f;text-align:right}.table th{color:#fff;background:#0c2230}.footer{margin-top:58px;border-top:1px solid rgba(255,255,255,.08);padding:34px 0 44px;color:#89a3b0}.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr;gap:30px}.footer a{color:#a9c0cf;text-decoration:none}.footer-links{display:grid;gap:8px}.legal-note{font-size:13px;color:#718d9b;margin-top:24px;padding-top:20px;border-top:1px solid rgba(255,255,255,.06)}.ltr{direction:ltr;unicode-bidi:embed}.updated{font-size:13px;color:#87a1ae}.skip{position:absolute;right:-9999px;top:5px}.skip:focus{right:10px;z-index:100;background:#fff;color:#000;padding:8px}
@media(max-width:900px){body{font-size:16px}.hero{padding-top:48px}.hero-grid{grid-template-columns:1fr}.hero-stat{order:2}.results{grid-template-columns:1fr 1fr}.mini-grid,.guide-grid{grid-template-columns:1fr 1fr}.footer-grid{grid-template-columns:1fr}.nav-links{display:none;position:absolute;top:72px;right:16px;left:16px;background:#0b1f2c;border:1px solid #294654;border-radius:16px;padding:14px;box-shadow:var(--shadow)}.nav-links.open{display:grid}.menu-btn{display:block}}
@media(max-width:620px){.wrap{width:min(100% - 22px,1180px)}.hero h1{font-size:40px}.lead{font-size:18px}.calculator{padding:18px}.calc-head{display:block}.badge-live{display:inline-block;margin-top:8px}.tabs{grid-template-columns:1fr}.form-grid,.split{grid-template-columns:1fr}.results,.mini-grid,.guide-grid{grid-template-columns:1fr}.metric .v{font-size:24px}.section{padding:38px 0}.hero-actions .btn{width:100%}.content-card{padding:20px}.site-header .brand span:last-child{font-size:14px}}

/* 2026-09 SEO/content expansion */
.results-3{grid-template-columns:repeat(3,1fr)}
.article-space{margin-top:20px}
.formula{direction:ltr;text-align:left;background:#071a25;border:1px solid #274756;border-radius:16px;padding:18px 20px;margin:18px 0;font-family:ui-monospace,SFMono-Regular,Menlo,Consolas,monospace;color:#cfe6f2;line-height:1.8}
.guide h2{font-size:22px;margin:8px 0}.guide span{color:var(--accent);font-size:13px;font-weight:800}
@media(max-width:620px){.results-3{grid-template-columns:1fr}}